Terms of Service
Last updated: July 24, 2026
Welcome to TallyO, a cloud-based financial dashboard for freelancers, gig workers, and independent contractors at tallyo.cloud. By creating an account or using TallyO, you agree to these terms. They're written in plain language so you know exactly what you're agreeing to.
The Service
TallyO is a software-as-a-service (SaaS) platform for tracking income, expenses, mileage deductions, invoices, and estimated taxes. Your data is stored securely in the cloud — not on your local device. TallyO offers a free tier at no cost, as well as TallyO Pro, a paid subscription plan with a 30-day free trial that requires no credit card to start. Current pricing is available at tallyo.cloud/pricing.
Subscriptions & Billing
New accounts include a 30-day free trial of TallyO Pro, starting when your account is created. No payment method is required to start your trial. If you do not subscribe before your trial ends, your account automatically moves to the free tier — you will not be charged (we have no payment method to charge), and your data stays intact. If you choose to subscribe, TallyO Pro is $9/month or $69/year depending on the plan you select, and your subscription renews automatically each billing period until you cancel. We may offer promotional or complimentary access at our discretion.
Because the trial requires no payment method, there is nothing to cancel during an ordinary trial — it simply ends. If you subscribe during your trial, your remaining trial days carry over and your first charge occurs when the trial ends (in some cases — such as subscribing in the trial's final hours — billing begins immediately at checkout). You may cancel a paid subscription at any time from your dashboard: cancellation takes effect at the end of the current billing period — you keep access until then and are not charged again. If you subscribed during your trial and cancel before your first charge, you will not be charged.
Billing & Refunds
You may cancel anytime from your dashboard. After the trial period, all charges are final — we do not offer prorated refunds for the remaining days of a billing period, but your access continues through the end of that period. If a subscription payment fails, your account may move to the free tier until payment succeeds — your data is never deleted for billing reasons. If you have billing concerns, contact hello@tallyo.cloud.
User Accounts
You must create an account to use TallyO. You are responsible for maintaining the security of your account credentials, including your email and password. You must not share your account with others or allow unauthorized access. You agree to notify us immediately if you suspect any unauthorized use of your account.
Not Financial Advice
TallyO is not a financial advisor, tax advisor, or accountant. The tools and estimates we provide are for informational purposes only. You are responsible for verifying your own financial data and consulting a qualified professional for financial or tax decisions.
Your Responsibilities
You are responsible for the accuracy of the data you enter into TallyO. We provide the tools — you provide the numbers. Double-check your entries, especially before using them for tax filings or financial decisions.
Acceptable Use
You agree to use TallyO only for its intended purpose: managing your freelance finances. You must not:
• Use TallyO for any illegal activity, including money laundering or tax fraud
• Attempt to access other users' data or compromise the security of the platform
• Use automated scripts, bots, or scrapers to access the service
• Upload malicious files or content
• Resell or redistribute access to TallyO
• Use the service in a way that negatively impacts other users or our infrastructure
Your Data
You own your data. Everything you enter into TallyO — income, expenses, receipts, invoices, business-miles entries (and any mileage logs from the earlier mileage feature), tax settings — belongs to you. We don't claim any ownership over your content. Your data is stored in the cloud using Supabase and is accessible from any device where you log into your account. Raw data export (Excel and JSON, plus your receipt files) is available on every plan, including the free tier; you can export or request deletion of your data at any time.
Service Availability
We do not guarantee any specific level of uptime or availability. The service may experience downtime for maintenance, updates, or unforeseen issues. We will make reasonable efforts to keep the service running smoothly, but we are not liable for any losses resulting from service interruptions.
Account Termination
We reserve the right to suspend or terminate accounts that violate these terms or the acceptable use policy above. We also reserve the right to terminate accounts that have been inactive for an extended period (12 months or more) after providing reasonable notice via email. We'll try to give you notice before taking action, unless the situation requires immediate response. You may also delete your own account at any time.
Limitation of Liability
To the maximum extent permitted by law, TallyO's liability is limited to the amount you paid for the service in the 12 months preceding the claim. We are not liable for any indirect, incidental, or consequential damages arising from your use of TallyO, including financial losses based on data or calculations from the app.
Changes to These Terms
We may update these terms from time to time. When we do, we'll update the "Last updated" date at the top of this page and make reasonable efforts to notify you of significant changes via email. Continued use of TallyO after changes means you accept the updated terms.
Free Tools & Calculator
TallyO offers free tools, including an Hourly Rate Calculator, that do not require an account. If you submit your email address through these tools, you agree to receive the requested content and a short series of related follow-up emails. You can opt out at any time by replying to any of these emails or contacting hello@tallyo.cloud. We handle this data in accordance with our Privacy Policy.
Contact Us
Questions about these terms? Reach out at hello@tallyo.cloud.